Bisbee Arizona - Magic Mile High Town Stay a While, Stay Forever

Whether you are looking for a furnished or unfurnished rental or to purchase a home, we're a glad to assist you in your search for a place to call your own.


Your Team


Your Agent
A successful purchase starts with the right representative. In fact, once you’ve selected the best agent to represent you, it is likely that he or she can recommend other professionals to join your team, taking more of the responsibility off of your shoulders.

Lender (Appraiser)
A bank is not just a bank. Having the right backer can be extremely important – it is your money we’re talking about after all! Make sure that your lender and financial representative is someone with whom you feel comfortable, and be wary of any lender who promises you more than you think you can reasonably afford. Your lenders may or may not require an independent appraisal, and typically will make arrangements for the appraisal themselves.

Lawyer
Your home purchase is far too important a transaction to skimp on legal representation at the risk of leaving yourself open to costly future issues. Find a lawyer who is willing to take the time to answer your questions and who specializes in real estate law.

Home Inspector
No home inspection is 100% guaranteed, but a few hundred dollars to catch a major problem now is certainly better than many thousands to correct that ‘surprise’ down the road. Ask your agent for a recommendation.

Contractor
Planning some renovations? You’re not the only one! The home renovation industry is booming, and in some markets, booking a contractor must be done months in advance (that’s a long time to go without a kitchen). Don’t let finding the right contractor slip through the cracks – planning ahead will almost certainly make your renovation smoother, and you contractor will appreciate the advance notice. 


Your Plan


1.  Find the right representative

Even if you’re not quite ready to buy, your buyer’s agent can be an absolute wealth of information, and can often offer ‘scoops’ on local developments you might not have know about otherwise.  Speak to your agent first and he or she can be helping to guide you right from the start.

2.  Find out what your price range is
Online mortgage calculators are a good place to start, but as you get closer to being ready to buy, there is no substitute for a written mortgage pre-approval.  Just speaking to your lender is an extremely worthwhile venture – this is the only way to really get an in-depth picture of your overall financial picture and to discover exactly what you can reasonably afford to spend on a home (and possibly on renovating).

3.  Find out what your local market looks like
The internet can be incredibly valuable in doing preparatory research.  Start with your agent – he or she can direct you to valuable resources and immediately start e-mailing you real estate listings that may interest you (or at least give you a better idea of what your needs and wants are).

4.  Find out what your true needs and wants are
Compose a needs/wants list that takes into consideration your local market conditions, your price range, and the advice of your real estate agent.

5.  Find your dream home!
Once you’re ready to act, you may be surprised by how quickly you can make a decision.  Armed with your pre-approval, a little market knowledge, and your needs/wants list, call your real estate agent, hit the pavement, and when you see ‘the house’, put in an offer. 

With the right team behind you, it really can be that easy!


Your Calculator


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $
Annual Insurance:  $
0.43%of Cost
Annual Property Tax:  $
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Mortgage   Qualification   Affordability   Rent vs Buy    

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 



Your Real Estate News


Yahoo! News Search Results for real estate
Apollo Said to Buy Citi’s Real Estate Unit (New York Times)3/10/2010 1:11 AM
Apollo Management agreed to buy Citigroup ’s real estate investment unit in a move that will more than triple the value of the private-equity firm’s property assets, a person with knowledge of the deal told Bloomberg News on Tuesday.
Sunny Day Real Estate To Record New Album (Billboard)3/10/2010 3:26 PM
Seattle rock act Sunny Day Real Estate is planning to record its first album in 15 years with its original lineup.
Vail Resorts Earnings Drop 33% on Real Estate (Fox News)3/10/2010 9:51 AM
Revenue at Vail fell 23% to $300.5 million, primarily caused by a plunge in real-estate revenue.
Real estate law made simple: The art of negotiation (New York Daily News)3/10/2010 10:55 AM
Negotiating in the real estate market of 2007 and earlier was fairly easy. There really wasn't any. Sellers named a price, buyers placed multiple bids, the highest offer won. I remember getting a new construction contract from a seller's counsel where.
Video: Real Estate: "Suburban Dogs" (Pitchfork)3/10/2010 2:51 PM
Lackadaisical New Jersey indie rockers Real Estate are more suburban New Jersey than you. Sorry. If their wistfully twanging, Best New Music'd debut album didn't convince you, perhaps their new video will. The clip finds the foursome playing for a bunch of buffet-eating, big hair-sporting suburbanites at what looks like a Christmas office party. Kicker: The whole shindig takes place in a real ...
Brookfield Real Estate boosts Q4 profit, royalties (The Canadian Press via Yahoo! Canada News)3/10/2010 7:29 AM
TORONTO - Brookfield Real Estate Services Fund (TSX:BRE.UN) says its net income increased to $1.5 million in the fourth quarter, about seven times higher than it was a year earlier, as the royalties it received from brokerages rose nearly 10 per cent.
Pat Montag Joins McGuire Real Estate (Marketwire)3/10/2010 1:39 PM
SAN FRANCISCO, CA--(Marketwire - March 10, 2010) - McGuire Real Estate, a San Francisco-based real estate company specializing in luxury real estate, announced the appointment of Pat Montag as sales associate at its Tiburon office at 1680 Tiburon Boulevard, Tiburon, CA 94920.
Grand Strand real estate market continues to show gains (The Myrtle Beach Sun News)3/10/2010 10:42 AM
The Grand Strand real estate market continued to show gains in February with both single family home
Deputies: Real estate broker kept house sale proceeds (NBC 2 Fort Myers)3/10/2010 10:42 AM
A Bonita Springs real estate broker is charged with Grand Theft for keeping $132,841.39 from the sale of an acquaintance's Fort Myers Beach home.
Hanoi real estate projects ‘burst open’ (Vietnam Net)3/10/2010 4:07 AM
VietNamNet Bridge – Hanoi ’s real estate market has awakened after two months of hibernation by the news that the capital city will have five satellite urban areas. Additionally, the demise of gold trading floors has brought more capital to the real estate market.


 


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